I personally am involved in purchasing houses because I enjoy it, and I enjoy it because I find it a profitable way to invest my retirement dollars.

Some people buy and sell in the stock markets. Some invest in mutual funds or CD's. We, as investors, buy single family houses.

Why? Because houses appreciate in value over time, and everyone needs them. The demand never goes away. The housing market changes from time to time in both supply and demand, but overall, I have found it a safe and consistent source of profit & growth for my investment dollars.

Often, other people ask me how they too can get involved in real estate investment SAFELY, without years of experience in actual real estate transactions or market knowledge. My answer is simple: BECOME THE BANK by providing the investment capital investors like myself need to purchase more houses.

We often partner with capital investors who want to see their IRAs earning at least 15% consistently and safely. Our capital partners provide the money to buy the houses, and we provide them w/ a 1st mortgage for no more than 60-65% of the property's market value at 15% interest. This produces regular, steady payments on a mortgage secured by a property worth at least 40% more than the mortgage securing it. Our partners have NOTHING to lose! If we ever defaulted on the loan, the investor could foreclose on the property, list it with a Realtor, sell it below market value and STILL make a huge return.

For example: If you owned the mortgage whose face value was $40,000 on a home whose Market value was $100,000., and your mortgagee didn't make their payments and you were forced to foreclose and take the house back (just like the bank), you could turn around and sell the same house at a discount--- say 20% below market value @ $80,000- and still double your money. That is why the investment is so safe. It is based in a stable, secure, appreciating asset.

In fact, when we purchase homes using "private money", we never even see the actual check until it is presented to the closing agent or attorney at the settlement table.

Buying homes directly like we do, or indirectly as our investment partners do is profitable and fun, and that is why WE BUY houses. Besides, it beats sitting on the couch watching television.